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Metal Roof Replacement Cost vs Shingles: The Real Math

By Updated 2 min read

Line drawing illustrating metal roof replacement cost

Quick answer

Metal roof replacement cost = roof squares × installed price per square, plus trim, underlayment and tear-off. Metal usually costs well above asphalt shingles per square, often around two to three times as much for standing seam, but it can last two to three times longer. Compare the two by cost per year of expected life, not by the upfront price alone.

Panel types
Exposed, standing seam
Upfront
Higher than shingles
Compare by
Cost per year

Metal roofs cost more upfront and less over time. The only fair way to compare them with shingles is to run both on your actual roof size. Here is how.

Types of metal roofing

Type How it attaches Relative cost Notes
Exposed fastener (corrugated, R-panel) Screws through the panel face Lowest Screws and washers need checking over time
Standing seam Hidden clips, raised seams Highest Clean look, few exposed fasteners
Metal shingles and shakes Interlocking pieces Mid to high Looks like traditional roofing
Stone-coated steel Interlocking panels with granules Mid to high Looks like shingles or tile, quieter

How to estimate metal roof cost

Cost = squares × installed price per square + extras

  • Squares: roof area × (1 + waste) ÷ 100. Metal on simple gable roofs often has lower waste than shingles. Hip and valley roofs have more because of angled cuts.
  • Installed price per square: from local metal roofing contractors, for the exact panel and gauge.
  • Extras: tear-off, high-temp underlayment, trim (eave, rake, ridge, valley), snow guards and pipe boots.

Same house, shingles vs metal

A 40 × 30 ft house, 12 inch overhang, 4/12 pitch, gable roof.

  1. Roof area: 42 × 32 × 1.054 = 1,417 sq ft
  2. Squares with 10% waste: 15.58

At example prices (use your own quotes):

Option Example price / square Installed cost Expected life (example) Cost per year
Architectural shingles $500 $7,790 25 years $312
Exposed fastener metal $750 $11,685 40 years $292
Standing seam metal $1,100 $17,138 50 years $343

The point is the method, not these exact numbers. Plug in your real quotes and the expected life the manufacturer and installer stand behind. If you will sell the house in 7 years, the cost-per-year math changes completely.

Run your own roof in the calculator: this example at $1,100 per square. Change the price to compare options.

Things that raise a metal roof quote

  • Complex roofs with many hips, valleys and dormers (more trim and cutting)
  • Low slopes near the panel’s minimum, which may need standing seam and self-adhered underlayment
  • Snow country details like snow guards and heavier gauge panels
  • Tear-off of existing shingles and deck repairs
  • Color and coating choices, such as premium paint systems

Before you sign

Frequently asked questions

Is a metal roof worth the cost?

It often is if you plan to stay in the house for many years. Metal costs more upfront but usually lasts much longer, needs little maintenance and can lower cooling costs with reflective coatings. For a short stay, shingles usually cost less overall.

What is the cheapest type of metal roof?

Exposed fastener panels, such as corrugated or R-panel, are usually the lowest-cost metal roofs. Standing seam costs more because of the hidden clips, seaming and more trim, but it has fewer exposed fasteners to maintain.

Can you put a metal roof over shingles?

Some local codes and panel makers allow metal over one layer of shingles with proper underlayment or battens. Many roofers still recommend a tear-off so they can inspect and fix the deck. Check your code and the panel warranty.

How do I measure my roof for metal panels?

Get the total roof area for squares, then measure each roof plane from eave to ridge for panel lengths. Add the panel overhang at the eave to each panel length.

Figures are typical US values for planning. Building codes, product specs and local prices vary, so confirm with your local code office, the product's installation guide and a licensed roofer. See how we write and check our guides.